What changes for Medicare Advantage calls after AEP?

The Annual Election Period runs October 15 through December 7. After it closes, the Medicare Advantage Open Enrollment Period, January 1 through March 31, is a narrower window for people already in a Medicare Advantage plan. This is general information, not legal advice.

What can someone do during OEP, from January 1 through March 31?

CMS says a person already in a Medicare Advantage plan can make one change: switch to another Medicare Advantage plan, or return to Original Medicare. They cannot use this period to join a Medicare Advantage plan from Original Medicare.

What does the TPMO disclaimer require?

42 CFR 422.2267(e)(41) sets standardized wording, including how many organizations and products the TPMO represents, and it must be said on sales calls before any benefits are discussed. Fill in the real counts. Do not reuse last year's sentence.

Which Medicare calls have to be recorded?

42 CFR 422.2274(g)(2)(ii) requires marketing and sales calls, including web-based audio, to be recorded and kept for at least six years, with audio for the first three years. CMS training materials also discuss enrollment calls. Confirm the boundary with counsel.

Is this legal advice?

No. It summarizes public CMS materials. Your counsel and the plan's compliance team decide whether a script and a buy meet the current rules.

Medicare Advantage Calls After AEP: What Buyers Should Lock Down Before OEP